The Benefits of Financing
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The Benefits of Financing
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Achieve more power and performance today for less of your IT budget! Equipment Financing is attractive to different customers for different reasons.
1. Cash Management
  • Conserves working capital
  • Maximises current available spend
  • Improves budgeting
  • Enables creative payment profiling
2. Technological Change
  • Minimises risk of technology acquisition
  • Protects from obsolescence
  • Technology Refresh and upgrade opportunities
  • Asset Lifecycle Management
3. Accounting and Taxation Strategy
  • Tax efficiency – rentals may be offset against taxable profit
  • Operating lease treatment offers off balance sheet potential
  • Improved ROI & financial ratios
  • Simplified reporting
4. Flexibility and Convenience
  • Protects existing credit lines
  • End of term flexibility
  • “One Stop Shop” for hardware, software and services financing
  • Faster Approval – quarterly payment easier to approve than capital amount

Why not pay cash?

Financially strong businesses might be tempted to fund new technology with cash, but this draws vital resources away from other critical investments.

  • Financing your equipment helps you preserve your cash and liquidity
  • Financing can potentially help you maximise your profits through tax allowances
  • Financing enables you to benefit from technology usage without the burden of ownership
Capital graph Rental graph
  • Up-front capital expenditure
  • On balance sheet
  • 100% of cost incurred
  • Technological inflexibility
  • Regular rental charge
  • Off balance sheet potential
  • Inflation proofing
  • Risk of ownership transferred